Certificate Holder Vs. Additional Insured
Business liability insurance financially protects your company from people claiming bodily injury on your property. This liability insurance also protects your company in the event of property damage....
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How to Figure the Fair Market Value of a Canon
Whether you're a vintage camera collector or photography is your livelihood, getting your Canon camera equipment appraised is important for protecting your investment. If something happens to your...
View ArticleHow to Dispute a Claim for Theft Loss With an Insurance Company in Illinois
If you insure your vehicle or other valuables against loss, your insurance company may pay benefits if you file a claim following theft of the insured items. Sometimes, however, the insurance company...
View ArticleWhat Kind of Insurance for Fifth Wheel RVs?
An RV trip provides all the comforts of home no matter where you go. For some, the slower pace of RV travel is attractive, while others enjoy full-time adventures in their RV -- fifth wheel trailers...
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Blanket Insurance Policy
If you own multiple properties, it may seem like you're always sending someone money to insure something. A blanket insurance policy can simplify your life and leave you with one simple bill to pay...
View ArticleRole of Technology in Insurance
Technology, including computers and the Internet, has had a significant impact on the way people engage in financial transactions and search for the services they need. In many cases the processes of...
View ArticleArbitration Clauses in Insurance Policies
An arbitration clause in an insurance policy is a clause that states that you will settle disputes with your insurance company through arbitration and not by filing a lawsuit. Arbitration clauses are...
View ArticleDo I Need a Surety Bond to Probate an Estate?
Legally, the property of a deceased person must be bequeathed among surviving relations, or heirs, by judgment of a probate court. During the course of the probate proceedings, an executor takes...
View ArticleInsurance Policy Vs. Agreement
Given life's uncertainties, insurance companies offer a little peace of mind. For a price, consumers can purchase insurance to cover costs associated with specific forms of damage. If you get sick, for...
View ArticleSurety Bonds for Probate
If an individual fails to produce a will during her lifetime, her property must be distributed among the living by the judgment of a probate court. This court awards custody of the deceased's property...
View ArticleAccidental Damage Insurance for Laptops
For many laptop users, a mobile computer represents the freedom to take work and entertainment almost anywhere. However, it also creates new risks since a laptop that leaves the confines of your home...
View ArticleHow to Insure My Stuff
While you may already have life or automobile insurance, many people come up short when it comes to insuring their personal property. If you have a lot of stuff and are worried about what happens if it...
View ArticleWhat Is a Sunset Clause in an Insurance Policy?
Insurance policies provide financial protection in case of certain accidents. A policy is contractual in nature; the consumer agrees to pay premiums and in return, the insurance company agrees to cover...
View ArticleHow To Compare Insurance for an Appliance
Most household appliances are covered under a standard homeowners policy;you don't need to worry about insuring your washer and dryer, for example. However, highly specialized, expensive or...
View ArticleWhy Get Insurance?
Insurance is a protection against the unexpected. It is used to help cover costs from accidents and other unplanned events. There are several different types of insurance available. You do not need to...
View ArticleLegal Principles of Insurance
Life insurance, auto insurance, homeowner's insurance, legal malpractice insurance -- the list goes on. Insurance is big business; for practically any malady or accident, a company likely offers some...
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How to Photograph Home Items
When filing an insurance claim, it's important to have documentation. Whether you've been robbed, or have had fire or flood damage, having a photographic record of your possessions can help ensure...
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True Market Value Compared to Assessed Value
The true market value of a house differs from the appraisal value of the house and that varies from the property's assessed value. Understanding the different values provides buyers the opportunity to...
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What Is Appliance Insurance?
Homeowner's insurance policies do not cover appliance damage and repairs, according to the Arizona Department of Insurance. Depending upon the age and amount of appliances in their home, homeowners may...
View ArticleHow to Document Value for Insurance
If you own antiques, jewelry, artwork or some other high-value item, you likely will want to insure the item. When you insure a high-value item, you must be able to document the value of the item for...
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